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freelance rate calculator
Calculate your minimum viable freelance hourly, daily, and monthly rates based on your income target, monthly expenses, billable hours per week, and desired profit margin.
Last reviewed
June 23, 2026
A developer on a monthly salary needs to quote a significantly higher freelance rate to cover self-employment tax, absence of paid leave, business expenses, and the risk of non-billable gaps between projects. The calculator makes these adjustments explicit.
The calculator divides total monthly income requirements (income target + expenses + tax provision) by the estimated billable hours per month to produce minimum and target rate suggestions.
Rate calculations are performed in the browser. No income or expense data is submitted to a server.
The calculator provides a floor rate based on cost coverage. It does not account for market rates for your skill set, client negotiation, or geographic pricing differences. Research your market rate independently and use this tool for floor planning only.